Common sense might be telling you you have to save and become tight-fisted until you gain enough cash for a rainy day or two. There is a gazillion ways to improve the finances, and a simple look at the websites like the Dollar Stretcher could being you plenty of ideas how to incorporate a new kind of thinking for the new and hard times. Where every penny matters.
Get the Kids to Help You
Somehow a family biz doesn’t sound as appealing but instead of hiring a pro that would patch up the website you seek, why not employ your son to do it for you, or learn to do it at least. Is the future after graduating uncertain? Why not sit together and discuss your options for the coming days and assess your strengths and the competition. The whole family might benefit from a brainstorm of ideas that may be quite useful and strenghten the ties. If the kids are still too small to be of much help, quiz them simply on their favourite products and see if you could sense somehow what the kid market wants. They are the best customers there are and they could lead you towards original solution for your company.
If it is just a matter of habits, get into the habit, and teach your kids as well, how to save resources effectively, and also brainstorm the ideas collectively. Funny as it might be the kids perceive how to save at times more than you believe and might above all understand why saving is a necessity. Teach them the value of money as early as possible so that they see how much it costs you to run the house. The earlier they taste the bitter daily bread, the better for them in the long run.
Before you teach yourself any valuable skill that might be sensible and bring in any income, perhaps you need to check the house you live in for any necessary insulation or repairs that might be calling as they easily turn into hidden money banks, claiming a substantial part of the income. Fix them now and save later, and do not spare on anything to make sure you get quality for the money you offer.
It is a strategy that cannot work in any run, longer or shorter, therefore seek to find other ways to boost your budget while you can. If not, stay away from any loan providers, known otherwise as sharks, and, for your children and your house’s sake do not put up any collateral, in short, resist that temptation.
Try to save on credit cards, which you do not really need and anything that comes with charges. Those charges could buy your family a dinner, so think twice before you jump on the bandwagon that everybody rides